Medicare Options

Medicare Supplements (Medigap)

Medicare Supplement is specifically designed to pay all or most of the bills not covered by Medicare Part A and B. The Plans are federally standardized, meaning that every company is required to provide equal coverage for each lettered plan. The Medicare Supplement insurance is sold as a series of lettered plans (A, B, C, D, F, G, K, L, M, N) by private insurance companies. Depending on what state you live in, will determine what plan is best for you.

Having Medicare Supplement coverage offers the comfort of knowing that you can seek the best medical care nationwide and likely have little or no expense out of your pocket. We can help guide you through your options and determine which plan, best meets your needs.

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Medicare Advantage or Part C

Medicare Advantage or Part C is sometimes called a “bundled” health insurance plan. Medicare Advantage has all of the benefits of Medicare Part A and Part B, except for Hospice. You must still pay the Part B premium to Medicare and you are still covered under Medicare for Hospice.

Medicare Advantage normally includes a Prescription Drug Plan, a Dental and Vision Plan, and may include a Hearing Plan and or a Wellness Plan. A Medicare Supplement Plan cannot be used with a Medicare Advantage Plan.

Most carriers have a Medicare Advantage Plan and they are sold Private Insurance Carriers, just like Medicare Supplement Plans. Comprehensive Medicare Solutions can assist you in finding a Medicare Advantage Plan that best suits your needs and finances.

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Part D. Prescription Drug Plans

Individuals who are entitled to Part A, enrolled in Part B and U.S. Citizens or lawfully present in the United States on or before the enrollment effective date are eligible to obtain Part D benefits through a stand-alone Prescription Drug Plan (PDP) or a Medicare Advantage Prescription Drug (MA-PD) Plan, offered in the area in which the individual permanently resides. PDPs must enroll any eligible beneficiary who enrolls regardless of health status.


At Comprehensive Medicare Solutions we stand ready to assist you in finding the right Prescription Drug Plan for you, whether it is a stand-alone PDP or part of a Medicare Advantage Drug Plan.

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Special Needs Plans

There are several Special Needs Plans (SNPs)

  • Chronic Condition SNPs (C-SNPs) are SNPS that restrict enrollment to individuals with certain chronic or disabling chronic conditions, such as diabetes, heart failure, cancer. lung conditions, HIV, or certain other conditions.
  • Dual Eligible SNPs (D-SNPs) enroll beneficiaries who are entitled to both Medicare and medical assistance from a State plan under Medicaid.

If you believe that you qualify for additional benefits through one of the above Special Needs Plans, do not hesitate to contact us today to schedule an appointment.

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Dental and Vision Insurance

Original Medicare does not come with dental and vision insurance, unless the work is related to a disease or accident. That is why it is important to seek both dental and vision insurance.

As we get older, some of us seem to have more dental or gum issues. That is why dental insurance is an important part of your overall medical plan. Comprehensive Medicare Solutions does everything it can to find you the right dental plan that meets your needs and your wallet. You will be able to choose from top carriers from across the country.

It is common knowledge that our eyes are the first part of our body to give us issues. As we get older, we usually either require corrective lenses or may have eye conditions such as cataracts, glaucoma, presbyopia, temporal arthritis, or age-related macular degeneration. Comprehensive Medicare Solutions will find a plan that will meet your needs.

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Our Resources

Medicare & You: The Official Medicare Handbook

Medicare Costs, at a Glance

Choosing a Medigap Policy: A Guide to Health Insurance for People with Medicare

A Quick Look at Medicare.

Your Guide to Medicare Prescription Drug Coverage

Understanding Medicare Part C & D Enrollment Periods.

Understanding the “Medicare Premium Bill” from (CMS-500)

CMS-40B. Part B Enrollment Form.

CMS-L564. Employer Attestation of Group Coverage.

FEHBP Call OPM at 888-767-6738

Tricare for Life (TFL) Call Manpower Data Center Support Office at 00-538-9552

Why we're different

While most Medicare Products are similar in price and function, providers vary when it comes to structuring a plan to you and your needs.

After all, there is no such thing as a one-size-fits all Medicare Plan.  Contact us today and we will help you protect what matters most – Peace of Mind.

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